WisLoan

What is WisLoan?
WisLoan is an alternative loan program to assist persons with disabilities who live in Wisconsin and wish to purchase assistive technology, adaptive equipment or make accessible modifications to their homes.

Who can apply?
* Applicant must have a disability or be purchasing assistive technology for a person with a disability. 
* The loan must be for the acquisition of assistive technology or to make accessible modifications to a home.
* Applicant must be a resident of Wisconsin. 
* Applicant must be over 18 years old. 

What can I borrow money for?
Assistive technology is defined as "any item, piece of equipment or device that enables an individual with a disability to improve his or her independence and quality of life." Common items include: hearing aids, wheelchairs, modified vehicles, computers with modifications, environmental controls, alternative communication devices, ramps and home accessibility modifications. If you are not sure if the item you need qualifies under the program, please ask.
 

How much money can I borrow and at what interest rates and terms?
You can apply for the amount you need, but actual loan amounts will depend on the item purchased, the ability to repay and the loan fund capacity. The current interest rate is 6.5% Term lengths depend on amount of loan and item purchased. 


What if my credit record is poor? 
The focus is on the ability to make the monthly payment to pay back this loan. The reasons for a poor credit record are taken into consideration. 

How do I apply?
Staff at the Independent Living Centers throughout the state can answer your questions and take an application. Refer to the other side of this sheet to find the Independent Living Center that serves your area or contact Patti Kraemer at IndependenceFirst 414-226-8306 or pkraemer@independencefirst.org

WisLoan is a federally-funded project of the National Institute for Disability and Rehabilitation Research (NIDRR), U.S. Department of Education under P.L. 105-394, The Assistive Technology Act of 1998 Grant No. H224C010017. WisLoan is provided as a cooperative service of the Wisconsin Department of Health and Family Services, Bureau of Aging and Long Term Care Resources (DHFS, BALTCR), IndependenceFirst, and Marshall & Ilsley Bank.

You may request a WisLoan application from CILWW by calling 1-800-228-3287 voice / tty or by emailing us at cilww@cilww.com



       

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